Buildings Insurance

This covers the cost of repairing damage to the structure of your property. It usually covers the cost of loss or damage caused by:

• fire, smoke, explosion
• storm
• malicious acts or vandalism
• riots, civil commotion, strikes or labour disturbances
• subsidence
• theft

The above are only a few examples of what is included in the policy.  

Contents insurance

This covers the cost of replacing your belongings in your home if they are damaged, destroyed or stolen. Contents include but are not limited to:

• Furniture: beds, sofas, wardrobes and dining tables and chairs
• Kitchenware: cutlery, cookware, microwaves and kettles
• Entertainment: video games, toys, DVDs and CDs
• Soft furnishings: cushions, curtains and bedding
• Electricals: TVs, laptops and game consoles
• Clothes and jewellery
• Ornaments and antiques

Contents insurance will usually offer optional cover, such as for accidental damage or for your personal belongings. We are here to discuss the options with you and to give you peace of mind. After assessing your needs, we will provide a suitable solution carefully selected from our panel of insurance providers.

Please note: As with all insurance policies, conditions and exclusions will apply.